Board of Directors

Dr. Saleh Al Hashemi


Dr. Al Hashemi, Chairman of Reem Finance, brings a wealth of experience from working in senior leadership positions across businesses, government, and academia. He is proven as a notable figure within the region’s financial services industry. Throughout his tenure, he has overseen projects for short-term finance, bill discounting, recourse lending and mezzanine financing.

In addition to his role as Chairman of Reem Finance, he holds the positions of Chairman and Chief Executive Officer of Integrated Capital and Chairman of Integrated Securities, a securities business that provides clients with the opportunity to trade on UAE, GCC, and international markets.

Mustafa Kheriba

Managing Director

Mustafa Kheriba is the Managing Director of Reem Finance, Chief Operating Officer of ADFG and Executive Director of the Company’s Investment Manager, ADCM Ltd.

Mustafa manages all revenue lines, business development and control aspects of ADFG and its subsidiary companies. He also oversees the deal origination, fundraising activities and directly manages key investments for the company.

Moreover, he is currently serving as the Executive Director of Integrated Alternative Finance, Spadille Ltd., Integrated Capital, Northacre Plc, Reem Finance, Integrated Securities and Integrated Eastern European Fund, in addition to being Non-Executive Director at Qannas Investments Limited.

Mustafa has served in senior posts in financial services and investment companies in the GCC, USA, and Canada.  He has been named among the top 50 MENA Fund Managers in the 2015 and 2016 annual survey conducted by MENA FM Magazine. He holds a BA degree from the University of Toronto and an MBA degree from Ohio Dominican University with Magna Cum Laude honors.

Sara Al Binali


In addition to her role as a member of the Board of Directors of Reem Finance, Sara Al Binali holds the position of Head of Strategic Planning at First Abu Dhabi Bank, responsible for defining, developing and executing the Bank’s strategic instructions, as well as leading the executive team in researching, analyzing and sustaining First Abu Dhabi Bank’s strategic initiatives.

She began her career at Abu Dhabi Investment Authority, where she spent six years as part of the Far East Equities Investment Team. Her duties included investment, capital and real-estate property finance.

Huda Abdulla


Huda Abdulla is a prominent Emirati expert, with over 18 years of banking and finance experience. She is currently serving as the Executive Vice President and Head of Emirati Customer Propositions in the First Abu Dhabi Bank, is Chairman of the Woman Advisory Committee as well as being a member of the Board of Directors in Reem Finance and ADNIF.

Huda previously served with ABN Amro and Mashreq. She holds an MA degree in Marketing from the University of Lincolnshire and Humberside in the United Kingdom.

Executive Management

Seraj Faidi

General Manager

Seraj Faidi is a seasoned professional in the banking industry in the UAE, with a vast experience encompassing over 19 years in International Banking as well as in large consumer and SME financing institutions.

Prior to joining Reem Finance, Mr. Faidi served in various senior banking positions in the UAE, including the Arab Bank PLC, Abu Dhabi Commercial Bank and Mashreq Bank. He has also worked in private banking, wealth management, and consumer banking.

Mr. Faidi holds a Bachelor’s Degree in Accounting from An-Najah National University in Palestine, and an MBA in Global Banking and Finance from the Geneva Business School in Switzerland. In addition, he is a certified trainer who has conducted various signature training programs in many fields including CSR and Emiratization.

Rajiv Sehgal

Head of Credit & Risk

Rajiv Sehgal is the Head of Credit & Risk. He has over 35 years of Retail Corporate banking and financial services experience – Islamic and Conventional. He previously worked at Standard Chartered Bank, Banque Nationale de Paris and ANZ Grindlays Bank in India. Since 2001, he has held positions across the UAE in retail banking, credit and collections roles.

He served as the Head of Unsecured Credit at National Bank of Dubai, Senior Vice President of Credit and Risk at Amlak Finance (leading provider of Islamic mortgage finance).

Rajiv has a strong record of professional qualifications including Fellow Member of Institute of Chartered Accountants of India; Associate Member of Institute of Cost Accountants of India; Institute of Company Secretaries of India and Indian Institute of Bankers.

Mohamed Al Zamil

Operations & IT Manager

Mohamed Al Zamil is the Operations & IT Manager with more than 13 years of experience in Islamic Banking, corporate finance, banking operations and Project Management.

During his career, he worked at Abu Dhabi Islamic Bank, Union National Bank and Al Hilal Bank.

He completed his BA degree in Management and Information Systems from Sharjah University, UAE. Further to being a Certified Islamic Banker (CIB), he holds a PMP certificate (Project Management Professional) from PMI institute in Pennsylvania, USA.

Saju Mathai

Head of Finance

Saju Mathai is the Finance Manager. He has over 25 years of experience in finance, accounting and banking.

Prior to his position in Reem Finance, Saju occupied various roles with Bin Jabr Group Ltd. and New Medical Center. He holds a MA degree in Commerce and is a member of Certified Management Accountants (CMA), Australia.

Issa AlSayed

Head of Compliance, AML & Fraud

Issa Al Sayed is the Compliance Anti Money Laundering (AML) and Fraud Manager. He joined Reem Finance in 2008 and exerted utmost efforts to develop policies across various departments including Service Level Agreements and training to staff.

In 2014, he started managing the Compliance, AML & Fraud Department, overseeing the company’s compliance program, in coordination with the legal and audit teams where he established standards and policies pertaining to regulatory requirements in order to help ensure the legal, ethical, and proper conduct across the organization.

Prior to joining Reem Finance, he worked in a senior position in Dubai Islamic Bank’s Credit Department where he gained an extensive understanding of Credit, Project Management, Compliance, Auditing, and Operational Risk Management.

Partner with Reem Finance

The team at Reem Finance understands the various challenges that businesses and entrepreneurs encounter in the UAE, approaching each partnership with the goal of delivering the best and most relevant products and services. Dedicating an in-depth discovery and a personalized products approach, we are able to offer complete financing solutions including short-term, non-recourse and bridge loans that provide timely funding to maximize your business growth.